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Convenience

PCI DSS Prepaid Host:

EMVANTAGE Prepaid card Solution, hosted at EMVANTAGE PCI DSS Data center is a ready to use Prepaid Card Solution for Merchants, Resellers and Banks to capture the Prepaid Card Market with their own dedicated Prepaid card Program.

Competitive Edge:

The Banks, Merchants, resellers each benefit from their own Prepaid Card program which in the long run give the competitive edge by providing convenience of secure Prepaid Card transaction, with complete audit trail, ease of operations, customized reports and low cost of implementation.

Reports:

EMVANTAGE's fully managed Prepaid card Host and its Prepaid POS application for magnetic stripe / Contactless PREPAID CARD transactions provides complete detail of each transaction through customisable reports to meet end user requirements. The host is managed in such a way that each stakeholder is provided with their corresponding online real-time reports to check the progress and plan the operational efficiency.

The Fully Managed EMVANTAGE Prepaid Card Host developed keeping in mind the requirements of Merchants and Banks is supported by a POS / Mobile POS application where the customer can swipe/ show the prepaid cards for Sale, Top-up, Balance Enquiry and other similar transactions.

PCI DSS Prepaid Host:

EMVANTAGE Prepaid card Solution, hosted at EMVANTAGE PCI DSS Data center is a ready to use Prepaid Card Solution for Merchants, Resellers and Banks to capture the Prepaid Card Market with their own dedicated Prepaid card Program.

Emvantage, Convenient | Secure | Fast | Affordable

Competitive Edge:

The Banks, Merchants, resellers each benefit from their own Prepaid Card program which in the long run give the competitive edge by providing convenience of secure Prepaid Card transaction, with complete audit trail, ease of operations, customized reports and low cost of implementation.

Emvantage, Convenient | Secure | Fast | Affordable

Reports:

EMVANTAGE's fully managed Prepaid card Host and its Prepaid POS application for magnetic stripe / Contactless PREPAID CARD transactions provides complete detail of each transaction through customisable reports to meet end user requirements. The host is managed in such a way that each stakeholder is provided with their corresponding online real-time reports to check the progress and plan the operational efficiency.

Emvantage, Convenient | Secure | Fast | Affordable
The Fully Managed EMVANTAGE Prepaid Card Host developed keeping in mind the requirements of Merchants and Banks is supported by a POS / Mobile POS application where the customer can swipe/ show the prepaid cards for Sale, Top-up, Balance Enquiry and other similar transactions. Emvantage, Convenient | Secure | Fast | Affordable

Money Management

Those in search of a simple way to manage the payments, securely and to become less dependent on credit cards should consider using prepaid cards. EMVANTAGE prepaid cards offer the best of both worlds, the convenience and protection of a MasterCard or Visa brand as well as the benefit of using only the limited money you have allowed to be loaded on card at any given time.

Manage Money With a Prepaid Card

A prepaid card is an effective tool for controlled spending.
Some of the benefits of EMVANTAGE prepaid card that can put you on the path to financial freedom are mentioned below:

  • Use prepaid cards online for secure transactions: Want to pay your Utility bill’s or Children’s School Fee’s without disclosing your Credit Card details or bank account details Online? Use the EMVANTGAE Prepaid Card in the same way you use your other cards online but limit your exposure through the limited topup in your Prepaid Card.

  • Use prepaid cards instead of cash: You want the best of both world? The convenience of Cash and the Security of Card, Use the EMVANTAGE prepaid Cards to avoid carrying large amount of cash, and withdraw the money securely from ATM’s at the destination.

  • Track your spending: You can have daily balance alerts sent to you through email or text messages.

  • Save for vacation: Consider using a prepaid credit card to help set money aside for your next trip. Load any amount you choose onto the card from each paycheck and then use that card when you travel.

  • Gift Through One time loaded prepaid Cards: Give the freedom of selecting the right gift for your loved ones. Gift them the preloaded prepaid card that can be used by them to purchase online or for shopping across their favorite shop.

EMVANTAGE Prepaid Card Application

Functional Capabilities:

  • The process is faster and accurate since it is fully automated.

  • Since the money is loaded on the card at the time of issuance, Merchants / Banks collect the funds in advance from their customers.

  • Reduces handling of cash and therefore making safe and secure transaction processing.

  • Reduces scope of cash mishandling and promissory notes

  • Encryption of Card and Transaction Data

  • The MagStripe / Contactless Prepaid Cards are low maintenance and cheaper to source.

  • Customer behavior analytics - Usage, consumption pattern per customer, per outlet and per season can be analyzed through data analytics.

  • Product specific usage trend of purchase during the month / week helping in forecasting the right inventory for outlets can be used.

  • The process addresses ease of use, speed, availability, security, transparency, choice and consistency for users.

  • Single automated MIS for all transactions for the day from the POS Terminal for Bank administrator, Bank Nodal branch, Merchants Administrator, Merchants outlets and Cardholders.

  • For Merchants the solution is backed up Strong CRM with Analysis and Reporting tool like, Transaction Alerts, Failure Analysis, Reconciliation and Reporting, Transaction Management CRM, SMS and e-mail alerts etc.

  • A hosted solution, fully capable of integrating with Bank's and Merchant's network environments with minimal impact.

Risk Free

EMVANTAGE prepaid cards are like a normal credit or debit card, carrying all the normal card features, such as a card number, expiry date and security code, and can be used at most places that accept a conventional Visa or MasterCard card.

However, instead of being linked to a bank account or to a Credit Limit (like a credit card), the amount you can spend is limited by the value that’s been pre-loaded onto the card.

Secure Payments

At EMVANTAGE, we firmly believe that you should be in control of your money and spending. We’re dedicated to providing secure online payment services to our customers, using 128 bit secure access to your card account.

Emvantage, Convenient | Secure | Fast | Affordable

Safer than credit cards

Our online payment service ensures your transactions are safer than making the equivalent transactions with credit cards. When you make payments online with your EMVANTAGE prepaid cards, we don’t share your personal information with merchant sites, keeping your data safe and protected against fraud.

   

Strong fraud protection

We understand that making a secure online payment is imperative to our customers hence we make use of extensive secure payment systems for protection against fraud. Using identity verification, non-repudiation checks and other 100+ risk rules are used real-time to monitor the transactions and we ensure your account information is always secure.

Emvantage, Convenient | Secure | Fast | Affordable

Your money is safe with us

EMVANTAGE prepaid cards amount is neither kept in our account nor in merchant account but is kept in nodal account and is not available for usage by us or by the merchant without your transaction. You can withdraw your money anytime or use it for spending upto the available balance in your EMVANTAGE prepaid cards account.

Convenience
ease of use with security of facilitage
the control of your spend through
emvantage prepaid card

Re-loadable
like a prepaid mobile phone account,
when the value is running low,
it can be topped up and used again.

Disposable
gift cards, it can be used
until all the money loaded on
the card are spent.

Convenience
ease of use with security of facilitage
the control of your spend through
emvantage prepaid card

 

Re-loadable
like a prepaid mobile phone account,
when the value is running low,
it can be topped up and used again.

 

Disposable
gift cards, it can be used
until all the money loaded on
the card are spent.

Virtual Prepaid Card

EMVANTAGE prepaid virtual card is designed specifically for use on the internet.

When you apply for EMVANTAGE prepaid virtual card, you don’t actually receive a physical plastic card. Instead the card issuer provides securely details of a card account, such as the card number, the expiry date and the security code, and One Time Password that you can then use to make purchases online. Theses prepaid virtual card cannot be used in ATMs or in shops and limit your risk of using them Online only using your self generated one time password.

EMVANTAGE virtual card is ideal for people who want to keep their online spending separate from their credit or debit card. It’s also a good option for people who want to buy online, but might not qualify for a conventional credit or debit card.

 

EMVANTAGE prepaid virtual card offers:

Control
your card can only be used online, and you
can keep your online spending entirely
separate from your everyday spending

Security
you have the same level of security and
protection that you would expect from
any other Visa or MasterCard cards

Flexibility
it can be used at any websites that accept
Visa or MasterCard payments.

Control
your card can only be used online, and you
can keep your online spending entirely
separate from your everyday spending

 

Security
you have the same level of security and
protection that you would expect from
any other Visa or MasterCard cards

 

Flexibility
it can be used at any websites that accept
Visa or MasterCard payments.